Alternative Financing

Stop losing sales because your primary lender won’t approve customers’ credit. With 4SalesFinance, you can take your turn downs and turn them into sales. 4SalesFinance provides members with a hybrid lease/option for credit-challenged customers that are declined by your primary credit source.

HOW THE PROGRAM WORKS

Once your customer is turned down by your primary lender you will already have certain application information to help you pre-qualify them for the Hybrid Lease/Purchase program.

Credit Source There are ONLY two requirements:

  1. Your customer must be employed for the past 6 months with a gross monthly income of $1,000.
  2. Must have an active bank account for at least 3 months with $500 per month in deposits, no overdrafts or NSF charges in the past 30 days.

If your customer meets these two easy requirements listed above, they are pre-approved! Easy-to-get documents are used to verify the requirements and receive an approval:

  • 30-day bank statement
  • Most recent pay stub
  • Photo ID
  • Voided Check

Click here to download more information.

Request more program information.